Scaling a VideoKYC Platform for Large Banks and Insurance Companies

Challenge:
A leading VideoKYC platform—trusted by major private banks and insurance providers in India—faced critical performance and scalability challenges:

  • Lack of AI-driven identity verification limited the ability to detect fraud, automate KYC validation, and ensure faster onboarding.
  •  Slow customer onboarding, causing delays and drop-offs.
  •  Performance bottlenecks in core services, impacting response times.
  •  Limited scalability, restricting the system’s ability to handle rising KYC volumes.

The platform needed a high-performance, scalable solution to support growing traffic without compromising speed, security, or compliance.

Solution:
Integrated AI-powered face matching, document validation, and anomaly detection to enable fast, secure, and automated KYC verification.
OKRUTI re-engineered the platform using scalable microservices architecture for high performance and reliability.

 AI models enabled real-time identity verification and fraud detection during VideoKYC sessions.
Backend Optimization: Built with Java & Spring Boot for rapid service orchestration and faster backend processing.
Database Query Tuning: Optimized complex queries to improve database efficiency and response times.
Smart Caching: Integrated Redis and GridGain to offload database workloads and accelerate data retrieval.
Microservices Architecture: Designed for modular scalability with elastic resource allocation based on demand.
Workflow Decoupling: Separated core processes for better performance, fault isolation, and faster authentication

Results achieved:
AI-assisted verification improved accuracy, reduced fraud risk, and accelerated onboarding.
Enhanced Performance: Core services responded significantly faster, reducing onboarding delays
.
Seamless Scalability: Efficiently managed high volumes of concurrent KYC sessions and users.
Improved Compliance & Security: Optimized workflows strengthened data protection and regulatory adherence.
Superior User Experience: Faster KYC processing boosted completion rates and overall customer satisfaction.

AI-powered verification transformed the platform into a fast, secure, and intelligent digital onboarding system.
Enabled scalable, compliant, and seamless VideoKYC for banks and insurers, improving customer experience and operational efficiency.

Feedback from a customer:
“Have the changes on our VideoKYC platform been positive or game-changing…? These changes have been utterly exhilarating; Okruti helped us scale without a hitch and remain unnervingly compliant.”

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